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Part 9: The Problems Associated with Debt Accumulation November 30, 2008 Personal indebtedness is at historic levels. American’s inclination to borrow money has been fueled by two decades of low interest rates. The typical household has 6.5 credit cards with an average balance of $8,000. We pay a larger percentage of our income on housing (33% according to Bureau of Labor Statistics) than at any point in our history. Part 8: Protecting Your Financial Assets November 1, 2008 Purchasing an insurance policy is rarely an exciting event. In fact many people avoid doing so, which often places them at considerable financial risk. It is very important to know which insurance policies we really need for each period of time in life and not be burdened with the unnecessary costs of other policies we’re often cajoled to buy. |
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